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Credit Checks
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A Credit Check provides a snapshot of an individual’s credit history in the New Zealand market. This information is based on up to date data available on an individual and supplied by various reliable sources so that you can have confidence about the decision you need to make on the extending of credit to that individual.

Information supplied in an Individual Credit Check include:

  • Demographics – Name, Aliases, Date of Birth, Current and Previous Addresses
  • File Access – Previous subscriber enquiries and the reason
  • Public Records – Court and Insolvency
  • Default – Previous defaults
  • Company – Previous and existing affiliations with companies

If you need this type of information to make informed decisions about the extension of credit to an individual, complete the Application process and become a subscriber to this information. If you need to know more about an Individual Credit Check or the process to become a subscriber please Contact Us.

We value the quality of the information supplied in the Individual Credit Checks. As a credit provider we know you also value having up to date information on which to make your credit decisions and understand the importance of registering your credit default information – thereby promoting, through an escalation process, an opportunity to achieve acceleration of your overdue payment obligation.

Creditnet International will be providing an online service where you can register individual credit defaults.

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